Legal
Legal and Privacy Center
Every policy in one place, with the tools to see, export, or erase whatever this site holds about you.
Privacy Policy
What is collected, why, who processes it, how long it stays, and your rights in the US, EU, UK, Canada, and Australia.
Updated August 24, 2026
Cookie Policy
Every cookie and pixel by category, purpose, and duration, plus how consent is enforced before anything loads.
Updated August 24, 2026
Subprocessors
The named vendors that touch data from this site, what each receives, and a dated change log.
Updated August 24, 2026
Terms of Use
The agreement for using this site, including acceptable use, content licensing, arbitration, and governing law.
Updated August 24, 2026
Disclosures
Opinion, affiliate links, business interests, testimonials, and the no professional advice rule.
Updated August 24, 2026
AI Notice
How AI is used in writing, transcription, and my assistant Miko, and what happens to what you submit.
Updated August 24, 2026
Accessibility Statement
The WCAG 2.2 AA target, what is built in, the known gaps, and how to report a barrier.
Updated August 24, 2026
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JayBen LLC dba Ben McGary
514 Americas Way #14796
Box Elder, South Dakota 57719
ben@benmcgary.com